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Despite Housing Sales Bump, Low-Income Buyers Still Struggling For Loans
When the Federal Reserve vowed last weekto buy up $40 billion worth of home loans each month for the indefinite future, the hope was to finally stimulate a mortgage market on life support for nearly...
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Why the Federal Housing Administration Is Better Off Than You Think
Normally a small part of the mortgage landscape, the Federal Housing Administration dramatically expanded lending in 2008 when the housing bubble burst and private capital fled. While progressives hail...
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Real Estate Investing With Cash? Why You Should Reconsider
Home prices are finally starting to rise, but not so much or so quickly that the great deals are disappearing. In fact, right now many investors have moved back into the market buying up properties...
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Six Ways to Ensure Qualified Borrowers Can Get Mortgages
A new paper raises concerns that mortgage lending standards — after becoming dangerously lax during the housing bubble — could now lock out qualified entry-level homeowners, leading policymakers and...
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Over 25 Percent of House Asks CFPB for One-Year Delay of QM
One hundred and eighteen members of the U.S. House of Representatives have petitioned Richard Cordray and the Consumer Financial Protection Bureau (CFPB) via a letter to put a one-year halt to...
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